In today’s complex healthcare environment, Medical Malpractice Insurance – including clinical negligence, medical E&O, and healthcare professional liability coverage – is a strategic necessity for healthcare professionals.
Beyond covering indemnity and legal costs, it provides a critical framework for managing risk and protecting organisational reputation. MCI combines extensive industry knowledge with a proactive approach, delivering rapid, tailored solutions for complex and hard-to-place accounts across a broad territorial scope, helping healthcare organisations operate with confidence and resilience.
What We Offer
Key Product Classes and Coverages
- Claims-made Liability coverage (incl. defence costs) with occurrence coverage available for softer med mal exposures
- Sublimits for loss of documents, Libel & Slander, Breach of confidentiality as standard
- Good Samaritan Acts covered as standard
- Extensions available for:
- Incidental / UK Employers Liability
- Product liability
- General / Public Liability
- Abuse (Claims-made)
Available Programme Structures
- Primary coverage and “excess of loss” layers
- Ground-up coverage
- Direct or facultative reinsurance
- Semi-automated reinsurance facilities
- Master Policies
- Layered retentions
- Each and every claim or aggregate SIR’s
What we target
Target Sectors
- Hospitals
- Clinics
- Senior Care / Long-term care / Rehabilitation facilities
- Fertility
- Aesthetics
- Pharmacies
- Individual Practitioners (Including Doctors, Dentists, Pharmacists, Vets, Allied and alternative practitioners)
- Cannabis prescribing
- Alternative / off-label prescribing
- Veterinary Practice
- Outpatient mental health
- Specialist Outpatient (Including Pre-natal sonography, Occupational therapy, respiratory therapists, physiotherapists etc)
- Healthcare placement agencies
- Associations
Territorial Capacity
Worldwide, excluding US domiciled insureds
Why we’re different
- Ability to innovate, offering unique insurance structures tailored to client’s needs
- Global experience of healthcare (ex US domiciled), enabling facilitation of insured networking cross-territory, and diffusion of best-practice.
- Ability to package different liability classes, mitigating the likelihood of your claims “falling in between” different insurers.
- Knowledge and transparent utilisation of actuarial pricing methods.
- Longevity and depth of relationships with clients and brokers with the capacity to support this formally through long-term agreements.
- In-depth claims experience and relationships with the highest quality lawyers and third-party administrators.
Medical Malpractice team
