Commercial General Liability Insurance

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“Every man has something to do which he neglects, every man has faults to conquer which he delays to combat”

Dr Johnson

While the language used in liability risk management has evolved since Dr Johnson’s era, the dilemma has not. Risk improvement in business is not always linear with new liability exposures being conceived every week, either globally or solely within specific industries or territories. With a broad appetite across many industry sectors and sub-sectors, our specialist CGL team can review most liability exposures on a considered basis.

This wide scope is supported by specific knowledge of our key markets, strategically positioning our underwriters to offer market-leading solutions for our policyholders.

What We Offer

Key Product Classes and Coverages

  • Commercial General Liability; including:
    • Products Liability
    • Public Liability
    • Pollution Liability
  • Environmental Impairment Liability
  • Construction “wrap-up” & Single project liability
  • Gradual Pollution Liability
  • Contractors Pollution Liability
  • Site Pollution Legal Liability

Supplementary Classes (written in conjunction with core classes):

  • Incidental Medical Malpractice and Professional Indemnity
  • Incidental/UK Employers’ Liability
  • Excess Automotive Liability

What we target

With a broad appetite across many industry sectors and sub-sectors we can review most liability exposures on a considered basis. This wide scope is supported by specific knowledge of the following markets, which form a key part of our focus:

Target Sectors

  • Utilities
  • Construction
  • Public Transportation
  • Mining/Forestry/Natural Resources
  • Public Bodies
  • Manufacturing
  • Wholesale/Retail
  • Skiing & Leisure Facilities

Territorial Capacity

Worldwide basis excluding US parented companies, with specialist expertise in:

  • Canada
  • Australia
  • UK
  • Europe
  • Latin America
  • Middle-East & Asia

Why we’re different

  • Targeted distribution across key industry sectors to build deeper relationships and deliver a consistent underwriting and marketing message
  • Confident underwriting of risks of all sizes, with proven strength in both transactional and actuarially driven accounts
  • Global appetite with capability to consider incidental US exposures
  • Wide and flexible underwriting authority to meet diverse client needs
  • Ability to offer long term agreements

Commercial General Liability Insurance team

Stuart Hollins

Stuart Hollins

Head of International Casualty

Harry Clifford

Harry Clifford

Underwriter - International Casualty

Vanessa Young

Vanessa Young

Casualty Underwriter & EIL Practice Leader

Michael Lyons

Michael Lyons

Underwriting Assistant

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