Medical Device Liability Insurance

What We Offer

CORE CLASSES:

  • Products liability (“occurrence” basis with option of “claims made” trigger if required)
  • Public / Pollution liability (“occurrence” basis)

SUPPLEMENTARY CLASSES

(written in conjunction with core classes):

  • Clinical Trials
  • Medical Malpractice
  • Incidental Product Recall
  • Incidental Professional Indemnity
  • Incidental / UK Employers’ Liability

PROGRAMME STRUCTURE:

  • Primary or “excess of loss” layers
  • Direct or facultative reinsurance

What We Target

Companies engaged in the manufacturing, wholesaling or retailing of:

  • Medical products (e.g. laryngoscopes, stethoscopes, needles / syringes, laser scalpels and general surgical equipment)
  • Temporarily invasive medical equipment (e.g. urinary catheters and insulin pumps)
  • Diagnostic devices, monitoring/ investigative equipment and substances (e.g. CT scanners, x-ray equipment, pulse oximeters, dialysis machines and contrast agents)
  • Items used in a medical or therapeutic context outside the human body (e.g. support devices, plasters, dressings and surgical gloves)
  • Robotic medical equipment and dispensing machines

Why We're Different

  • Appetite for US exposures including domiciled sales and manufacturing operations
  • Ability to cover US parented companies with up to $150M of US turnover
  • Research driven methodology with close attention paid to company / government instructed product recalls, advances in technology and regulatory requested amendments to product labelling
  • Focus on longevity and depth of relationships with clients and brokers with the ability to back up formally through long term agreements (where appropriate)
  • Avoidance of permanently invasive devices allows consistent and cost effective solutions to be provided to rest of the market

The Team

Daniel Starmer
  • Class Underwriter
  • Direct Tel. +44 (0) 20 3023 3223
  • Mobile +44 (0) 77 1856 3782
Anthony Wright
  • Class Underwriter
  • Direct Tel. +44 (0) 20 3023 3222
  • Mobile +44 (0) 78 8546 3107
James Banks
  • Class Underwriter
  • Direct Tel. + 44 (0) 20 3023 3221
  • Mobile + 44 (0) 78 6167 9751